Financing
Below, you’ll find a curated list of trusted lending partners and financing programs designed to fit a variety of needs. Explore the possibilities and choose the option that aligns best with your goals—so you can bring your project to life with confidence. Loans are subject to approval from qualified applicants.
mEREDITH mUNGER
CROSS COUNTRY MORTGAGELoan Officer
NMLS# 2126086
M: (619) 329-7967
F: (858) 988-4170
Long-term financing options at the end of construction include Jumbo, FHA, VA, and Conventional Loan finances the lot purchase, construction, and long-term financing
Save money with only one appraisal and set of closing costs
No need to worry about requalification once the construction is complete - You’ll only need to credit-qualify once
Rates are locked in prior to closing, with final terms converted to permanent terms once construction is finalized
Available for primary residences, second homes, ADU’s and investment properties
Company NMLS# 3029
THOMAS CORONATO
CALCON MUTUAL MORTGAGESVP, Construction Lending
NMLS# 404587
M: (973) 229-7698
O: (973) 294-7619
Conventional, FHA, VA,USDA, Non-QM, DSCR, jumbo portfolio lending & land financing and bridge if needed
Rates are locked in prior to closing with a float down to lower rates if available at occupancy, for qualified applicants
Available for primary residences, second homes, multi-family, ADU’s and investment properties
Licensed in 49 states and 2 territories for qualified applicants
Company NMLS #46375
Rural 1st Customer Care
RURAL 1ST1 (844) GO-RURAL
Get in touch to discuss how we can help bring your client’s rural modular home dream to life.
We offer the security of a fully fixed-rate loan, as well as adjustable rate options to choose from.
We value both the acreage and any barns or outbuildings on the property to help your clients qualify for the maximum loan amount.
One-time close—no refinancing is required when the construction project is complete.
Customers can choose their own builder. We simply ask that the modular home builder meets our requirements to ensure a smooth build.
We offer fixed and adjustable rate loans on open land, giving your clients the ability to choose the loan that’s right for them.
Farm Credit Mid-America is an Equal Housing Lender. Rural 1st is a tradename and Rural 1st, the Rolling Hills Window icon, and Closer to What Matters are exclusive trademarks of Farm Credit Mid-America, NMLS 407249. Rural 1st products are available to consumers within the territories of participating Farm Credit System Associations. Equal Housing Opportunity
stacy silletto
GUILD MORTGAGEMH Programs Manager
M: (702) 405-5789 x 16309
All-In-One financing, construction to permanent long term loans
Home only options
Special programs to include, VA, FHA, Conventional, USDA, all loan programs available.
Easy, manufacturer friendly construction financing programs.
Permanent rates are locked.
Financing Bolt on/ADU
Rated No. 1 Customer Satisfaction
Work with the No. 5 national retail lender
Company NMLS #3274, Equal Housing Opportunity
Clara Pilcher
COLLEGIATE PEAKS BANKMortgage Loan Originator
NMLS# 1105212
M: (970) 402-3663
O: (970) 266-0223
We offer smart, flexible construction financing for primary and secondary residences, with generous loan-to-value ratios that help you go from blueprint to big reveal.
Two-step construction loan
Conforming or jumbo loans available
Interest only payments during construction
Great market rates
Second homes allowed
Flexible financing options when converting to a mortgage after construction
Secondary market all-in-one
Construction loan and mortgage in one loan
Conforming loan limit secondary market loan
Fixed interest rate for construction and mortgage
One float down is allowed before it converts to permanent loan
Pay only one set of closing costs
Interest-only payments during construction
Great market rates
Primary residence or second home construction
Company NMLS #472212